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BNKG 1191 Special Topics in Banking and Financial Services (1) New course added July 18, 2002
This is a WECM course number.
Prerequisite: None.
Topics address recently identified current events, skills, knowledge, and/or attitudes and behaviors pertinent to the technology or occupation and relevant to the professional development of the student. (1 Lec.)
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BNKG 1353 Mortgage Lending (3)
This is a WECM course number. Former course prefix/number MOBA 1372.
Prerequisite: None.
Overview of the mortgage lending market and process. Emphasis on documentation, credits evaluation, federal regulation and state laws related to mortgage loans. (3 Lec.)
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BNKG 1358 Secondary Market (3)
This is a WECM course number. Former course prefix/number MOBA 2372.
Prerequisite: None.
A study of the purpose of the secondary mortgage market and its history. Included are secondary market conduits, review of the basic strategies used in the selling of closed real estate mortgages into the secondary market, conventional and governmental segments, mortgage-backed securities and bonds, regulatory requirements, GNMA mortgage-backed securities, preparing and completing loans for sale, and servicing sold loans. Other topics included are institutional and non-institutional lenders, types of mortgages, and alternative mortgage instruments. (3 Lec.)
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BNKG 1359 Loan Servicing (3) New course added July 18, 2002
This is a WECM course number. Former course prefix/number MOBA 2370, BNKG 1392, BNKG 1391, BNKG 2370.
Prerequisite: None.
This course examines how mortgage lenders handle loans from the time a loan is closed until the final payment is made. The course focuses on the legal aspects and actual procedures used in the daily operations of the loan servicing function. Topics include escrow accounting, contract servicing, governmental regulations, taxing authorities and establishing tax rates and economic impacts of delinquency. (3 Lec.)
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BNKG 1380 Cooperative Education-Banking and Financial Support Services (3)
This is a WECM course number. Former course prefix/number MOBA 7471/ BNKG 1381.
Prerequisite: None.
An intermediate or advanced course with lecture and work-based instruction that helps students gain practical experience in the discipline, enhance skills, and integrate knowledge. Indirect supervision is provided by the work supervisor while the lecture is provided by the college faculty or by other individuals under the supervision of the educational institution. Cooperative education may be a paid or unpaid learning experience. (1 Lec., 20 Ext.)
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BNKG 1381 Cooperative Education-Banking and Financial Support Services (3)
This is a WECM course number.
Prerequisite: None.
An intermediate or advanced course with lecture and work-based instruction that helps students gain practical experience in the discipline, enhance skills, and integrate knowledge. Indirect supervision is provided by the work supervisor while the lecture is provided by the college faculty or by other individuals under the supervision of the educational institution. Cooperative education may be a paid or unpaid learning experience. (1 Lec., 20 Ext.)
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BNKG 1391 Special Topics in Banking and Financial Support Services (3)
This is a WECM course number.
Prerequisite: None.
This course provides the student with comprehensive training in mortgage loan closing with an in-depth study of title commitments/policies, engineer's survey, deed restrictions, and various documents (legal and other) used for residential mortgage loans. (3 Lec.)
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BNKG 2281 Cooperative Education-Banking and Financial Support Services (2)
This is a WECM course number.
Prerequisite: None.
Career related activities encountered in the student's area of specialization are offered through a cooperative agreement between the college, employer, and student. Under supervision of the college and the employer, the student combines classroom learning with work experience. Directly related to a technical discipline, specific learning objectives guide the student through the paid work experience. This course may be repeated if topics and learning outcomes vary. (1 Lec., 20 Ext.)
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BNKG 2370 Loan Underwriting: Sub Prime (3)
This is a local need course number.
Prerequisite: None.
This course is designed to provide in-depth training for all facets of risk analysis and collateral review pertaining to analyzing the risk and determining the credit grade of the sub-prime mortgage loan. Topics covered in-depth will include, but are not limited to, grading the credit to determine the level of credit grade, analyzing and evaluating documentation to determine credit risk and analyzing the collateral to determine risk of collateral value. (3 Lec.)
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Academic Courses
Designated by the Texas Higher Education Coordinating Board for transfer among community colleges and state public four year colleges and universities as freshman and sophomore general education courses.
WECM Courses
Designated by the Texas Higher Education Coordinating Board as workforce education (technical) courses offered for credit and CEUs (Continuing Education Units). While these courses are designed to transfer among state community colleges, they are not designed to automatically transfer to public four year colleges and universities.
